Jul 29, 2024
With lenders increasingly reducing fixed rates for mortgages,
investors must consider how they can best respond to this upcoming
trend.
On this episode of The Smart Property Investment Show, host Phil
Tarrant and Finni Mortgages’ Eva Loisance explore the pricing and
policy changes occurring around fixed-rate mortgages, and consider
how property investors can benefit from fixing their rate.
NAB is the first of the big four banks to offer a reduction in fixed rates for owner-occupiers, leading the duo to unpack whether this change has been made in anticipation of future rate cuts, and how other lenders are responding.
Stressing that fixed rates still present a gamble for
owner-occupiers, Eva highlights that investors with high
loan-to-value ratio may save significant money by fixing their
mortgages.
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